Stellar Perks Checking Ignite SouthPoint Stellar Perks Checking Ignite SouthPoint

Stellar Perks

Unlock a universe of possibilities with our Stellar Perks and choose the checking account that's right for you.

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Lowest Opening Balance

Deposit $100 to open your checking account.

Anytime, Anywhere Banking

Make transfers, pay bills, download statements, and plan ahead from any device. Learn More

Visa® Debit Card

Add a Visa® debit card with Fraud Text Alerts to make life easier.

Free Checks Option

Choose the standard design and we’ll send you 1 package per year.

Overdraft Protection

Avoid the embarrassment and frustration of running out of money when you add overdraft protection to your membership.

Member Advantages

The more you utilize your credit union membership, the more it will benefit your business. Learn More

  • Best if

    Best if

  • Pays Interest

    Pays Interest

  • Monthly Maintenance Fees

    Monthly Maintenance Fees

  • First Package of Checks Free

    First Package of Checks Free

  • ATM Access

    ATM Access

  • Free Online Banking, Mobile Banking and Bill Pay

    Free Online Banking, Mobile Banking and Bill Pay

  • Overdraft Protection Available

    Overdraft Protection Available

  • APY*

    APY*

  • Requirements

    Requirements

EzMoney Checking

  • Best if

    You are 24 or younger and new to banking and looking for an account to get you started on the right foot to successful money management habits and avoid fees.

  • Pays Interest

  • Monthly Maintenance Fees

    None

  • First Package of Checks Free

  • ATM Access

  • Free Online Banking, Mobile Banking and Bill Pay

  • Overdraft Protection Available

  • APY*

    $0 - $5,000.00 - 0.010%
    $5,000.01 + - 0.010%

  • Requirements

    Age 0 to 24
    Enrolled in e-Statements

North Star Checking

  • Best if

    You are looking for a simple checking account and expect minimum balances and minimum usage. Often used as a secondary checking account for those needing more than one account.

  • Pays Interest

  • Monthly Maintenance Fees

    None

  • First Package of Checks Free

  • ATM Access

  • Free Online Banking, Mobile Banking and Bill Pay

  • Overdraft Protection Available

  • APY*

    0.000%

  • Requirements

    None

Rising Star Checking

  • Best if

    You are looking for an interest bearing checking account, carry higher balances in your checking account and have minimal or seasonal activity in your account.

  • Pays Interest

  • Monthly Maintenance Fees

    None

  • First Package of Checks Free

  • ATM Access

  • Free Online Banking, Mobile Banking and Bill Pay

  • Overdraft Protection Available

  • APY*

    $0 - $1,000.00 - 0.000%
    $1,000.01 - $50,000.00 - 0.250%
    $50,000.01 - $100,000.00 - 0.500%
    $100,000.01 + - 1.000%

  • Requirements

    Balance above $1,000.00 to earn interest

    Tiered interest rates
    Tier 1: $0 - $1,000.00
    Tier 2: $1,000.01 - $50,000.00
    Tier 3: $50,000.01 - $100,000.00
    Tier 4: $100,000.01+

Shining Star Checking

  • Best if

    You receive a direct deposit, utilize your debit card and e-statements and are looking to be rewarded with interest.

  • Pays Interest

  • Monthly Maintenance Fees

    None

  • First Package of Checks Free

  • ATM Access

  • Free Online Banking, Mobile Banking and Bill Pay

  • Overdraft Protection Available

  • APY*

    Tier 1 ** $0+ - 0.000%
    Tier 2*** $0+ - 0.010%
    Tier 3*** $0 - $20,000.00 - 2.529%
    Tier 3*** $20,000.01 + - 0.10%

  • Requirements

    Interest is earned the following ways:
    **Tier 1: No requirements
    ***Tier 2: e-statements and Direct Deposit of $500 or more monthly
    ***Tier 3: all of Tier 2 plus 25 or more debit card purchases

Overdraft Protection

Avoid the embarrassment and frustration of running out of money when you add overdraft protection to your membership. Review Policy

Shared Accounts

Link your account with others in your family to make transferring funds quick and easy.

Going Paperless

E-Statements and E-Notices keep you up to date on your financial life. Learn More

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