Rate APR*
 MORTGAGE**2.750% 2.895%
 RAPID REFI**3.000% 3.076%
 HELOC**4.000% 4.000%
 VEHICLES2.990% 2.990%
 AG/COMM LOANS3.750% 3.750%
 CONSUMER LOANS        3.750% 3.750%
*APR = Annual Percentage Rate
**Based on loan amount

Why SouthPoint

Home Mortgage Loans with SouthPointFCU

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  • ‘Member/Owners' that's the difference between a credit union and other financial institutions. SouthPoint Financial Credit Union is owned and governed by the members it serves. Every member has an equal right to voice his or her opinions and vote at the annual meetings.



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  • We believe planning isn't just the first step toward your financial future, it's the most important step.

    • Help maintain your independence with long-term care insurance.
    • Save for something special (wedding, vacation, second home, etc.)
    • Gain confidence in your investment choices
    • Create a legacy for your family
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